This website (https://www.choiceacademy.in) is owned and operated by Choice Connect Private Limited. By accessing, browsing, or using this website and its services, you agree to be bound by the following Terms and Conditions. If you do not accept these Terms, you are advised to discontinue usage immediately.

These Terms and Conditions apply to all users, visitors, and participants accessing or engaging with our services, courses, or digital content.

1. NATURE OF SERVICES

• Choice Academy is an educational institution that offers training on financial markets and stock trading.
• The Academy does not engage in stock advisory services, investment management, or portfolio handling.
• All information, analysis, and strategies provided during courses or on the website are for knowledge enhancement only and should not be treated as trading recommendations.
• Any investment or financial decision made by students or users of the website is done at their own risk, and Choice Academy bears no responsibility for any financial gains or losses.

2. ELIGIBILITY CRITERIA

• Individuals above 18 years are eligible to enroll in courses.
• Minors aged 13 to 18 years may use our services under the supervision of a parent or legal guardian who consents to these Terms and Conditions.
• Choice Academy reserves the right to deny admission to any individual without providing justification.

3. INTELLECTUAL PROPERTY RIGHTS

• All content on the website, including but not limited to course materials, videos, text, graphics, and logos, is the exclusive property of Choice Academy and is protected under applicable intellectual property laws.
• Any unauthorized reproduction, distribution, modification, or public display of our materials is strictly prohibited and will be subject to legal action.
• Users are prohibited from recording, copying, or distributing any course content without prior written consent from Choice Academy.
• Any breach of these provisions may result in immediate termination of access and may also invite civil and criminal liability.

4. PRIVACY POLICY

• Choice Academy collects personal information such as name, contact details, and payment information during registration.
• The Academy ensures that personal data is kept confidential and is not sold, rented, or misused.
• Information may be shared with third-party service providers (such as payment gateways) for operational purposes only.
• Choice Academy reserves the right to update its Privacy Policy at its discretion, and any modifications shall be communicated via the website.

5. USER RESPONSIBILITIES AND RESTRICTIONS

• Users shall not share login credentials with third parties. The account is for individual use only.
• Unauthorized distribution, reproduction, or dissemination of any study material, online seminars, or video content is strictly prohibited.
• Users are required to maintain appropriate decorum in Choice Academy's online forums and training sessions.
• Any unlawful, offensive, or inappropriate behavior may result in immediate suspension or termination of access.
• Users shall not use Choice Academy's platform for advertising, solicitation, or personal promotional activities.
• Choice Academy does not guarantee profits or prevent trading losses. Students are solely responsible for their own financial decisions.
• Engaging in political, religious, or controversial discussions on Choice Academy platforms is strictly prohibited.
• Any violation of these obligations may invite disciplinary action or legal consequences.

6. SOCIAL MEDIA AND EXTERNAL PLATFORMS

• Choice Academy maintains an online presence through Facebook, YouTube, and other social media platforms.
• The Academy does not warrant the accuracy, completeness, or reliability of information posted on these platforms.
• Any content shared on social media is for informational and promotional purposes only and should not be considered investment advice.
• Users engaging with Choice Academy's social media platforms do so at their own discretion and responsibility.

7. LIABILITY WAIVER

• Any market-related discussions or insights provided by Choice Academy are educational in nature and shall not be considered as investment recommendations.
• Choice Academy and its representatives shall not be held liable for any direct, indirect, incidental, or consequential losses incurred due to reliance on educational material provided.
• No statement, analysis, or forecast provided by the Academy should be interpreted as a guarantee of future performance.
• Users should conduct their own independent research or consult a licensed financial advisor before making investment decisions.

8. REFUND POLICY

• Fees paid for any Choice Academy course are strictly non-refundable and non-transferable.
• Under no circumstances shall refunds be issued once enrollment is completed.

9. GOVERNING LAW & JURISDICTION

• These Terms and Conditions shall be governed by and interpreted in accordance with the laws of Mumbai, India.
• Any disputes arising out of these Terms shall be subject to exclusive jurisdiction of the courts in Mumbai.
• If any provision of these Terms is held invalid or unenforceable, the remaining provisions shall continue to be in full force and effect.

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